Nidhi in the Indian context / language means ‘treasure‘. However, in the Indian financial sector it refers to any mutual benefit society notified by the Central / Union Government as a Nidhi Company. They are created mainly for cultivating the habit of thrift and savings amongst its members. The companies doing Nidhi Business, viz. borrowing from members and lending to members only, are known under different names such as Nidhi, Permanent Fund, Benefit Funds, Mutual Benefit Funds and Mutual Benefit Company.


LAMJINGBA NIDHI LIMITED is Public Company incorporated on 26th September 2018 with a unique kind of financial institution which is duly approved by the government of India, Ministry of Corporate Affairs as Nidhi Company under section 7 of the Companies Act, 2013.  The Corporate Identity Number of the company is U65990MN2018PLC013741.

LAMJINGBA NIDHI LIMITED offers a hassle-free experience to avail loan. In addition to the transparency, security and range of its loan products, LAMJINGBA NIDHI LIMITED distinguishes itself from others primarily on the basis of the ease with which loans can be availed from our branch. The only requirement is that borrowers present themselves at our branch with a valid ID and address proof. Our streamlined and centralized systems and well- sketched procedures promise that loan can be availed in a matter of minutes. Also, we offer the highest LTV to those interested in availing the maximum amount of loan against their jewellery/deposits. We are able to perform this because of our elongated experience in loan business and with the heartfelt effort of our well experienced and professionally qualified managerial team; we have acquired the capability to handle the extra risk involved.

Depositors can choose from a wide range of deposit products with maturities ranging from 06 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members.